Affording CRM Infertillity Treatments & Care

You want a baby, and we want to help. Understanding that financial concerns are among the top stressors for individuals facing infertility, we want to assure you that we are fully committed to supporting you not only through effective treatments but also in navigating the financial aspects of your journey.

To begin, it’s important to highlight that CRM is independently owned and operated by physicians—not shareholders. We are proud to be the only physician-owned IVF center in the Gulf Coast region, which gives us the flexibility to make decisions that not only enhance our technologies and success rates but also allow us to offer better financial options for our patients. Through a program designed to share in the financial risks of treatment, our goal is simple: we are driven by your success, not by profiting from unsuccessful attempts.

Our top priority is to help you overcome any barriers to building your family, and to that end, we provide dedicated in-house financial navigators to guide you at every step. We recognize that the financial aspect of fertility treatment can be a source of stress, and we’re here to offer a compassionate, judgment-free environment where you can explore your options. Whether it’s understanding your insurance benefits, taking advantage of our medical loan partnerships, or learning about our Shared Journey program, our team is here to help make your treatment plan affordable and accessible.

It’s common for patients to initially feel overwhelmed by the cost of IVF, but many are pleasantly surprised when they learn about the range of payment options available to them. At CRM, no question is too small, and we encourage you to ask as many as you need. Our goal is to help you find the most cost-effective solution for your unique treatment plan, so you can focus on what really matters — your journey to parenthood — without the added worry of financial uncertainty. Below, you’ll find helpful information on insurance, as well as some of our exclusive fertility financing options.

Start With An Infertility Financing Strategy

Once you have your personalized treatment plan, we recommend starting with a comprehensive review of your health insurance benefits. We understand that navigating insurance can be complex, but you may be eligible for benefits you’re not aware of. Our financial navigators are dedicated to verifying coverage for all new patients and are always available to help you work through the details, ensuring you fully understand your options and any potential coverage.

To achieve the best possible outcome, we strongly recommend that you take the time to thoroughly review your insurance policy, especially the infertility-related coverage. Understanding the details and requirements can help you avoid unnecessary stress along the way. By staying informed and maintaining open communication with your insurance provider, as well as our team, you can navigate the process with confidence and focus on what matters most — building your family.

The following steps may prepare you for engaging with your insurance carrier.

Don’t Lose Hope

Even if your benefits are not as robust as you would like, you may still be eligible for treatment coverage. Many health plans cover diagnosing infertility, and your plan may pay for semen analysis, blood tests, Hysterosalpingogram (HSG) and initial exams.

Once your physician discovers the root cause of your infertility, you may still be covered if it is considered general medical treatment. For example, if you are diagnosed with endometriosis that contributes to your infertility, you may be covered for surgery to remedy it under general medical treatment.

Let CRM Help You

While it’s advisable to understand your insurance benefits, we are very knowledgeable regarding the complexities of insurance and strongly recommend that our patients seek the assistance of our financial navigators. We are here to help clarify and evaluate your existing coverage and to explore your options. It is our pride and joy to help our patients through the various financial aspects of infertility treatment that will help them realize their dream of having a baby.

Accepted Insurance

CRM currently accepts most insurance policies and participates in most major managed care plans. Please contact us or call us at 251-438-4200 if you have any questions about the financial aspects of reaching your goal as we want nothing more than the opportunity to help you create your family.

CRM Infertility Financing Programs & Partners

The CRM Shared Journey Multi-Cycle Discount Financing Program

Designed to provide multiple opportunities for success, this program was created by the caring CRM physicians to bring our patients peace of mind and to, quite literally, avoid putting all their eggs in one basket. This unique program provides patients with financial protection as CRM shares in the financial risk, too. Plus, there are no hidden fees or sudden expenses with the Shared Journey Multiple-Cycles financing program. The costs are set up front and fixed so our patients can plan and make informed decisions.

Recognizing that every patient’s journey is unique, the Shared Journey Program acknowledges the reality that many women will not achieve pregnancy on their first IVF cycle. Knowing more cycles equal a better chance for success, this program allows for the transfer of all viable embryos when you choose either two or three egg retrievals, as well as an unlimited number of Frozen Embryo Transfers (FETs) until a live birth is achieved. Approximately 80 percent of patients who enroll in this program bring home a baby.

Together, we all share the same goal – for you to bring home a baby — and CRM does not cut corners when it comes to giving our patients every advantage available. Our Shared Journey Program is not only smart, but also trusted, simple, and affordable, and we are the only center in the region to offer patients this valuable customized resource.

CRM’s Infertility Treatment Financing Partners

Just as most of us secure a loan when purchasing a car, it is very common for those seeking infertility treatment to work with a lending institution, too. And it’s important to know that not all financial lenders offer options for infertility treatments. That’s why CRM has financial navigators and lending partnerships — and we’re all here for you to lean on.

To bring our patients the widest array of infertility lender services currently on the market, our financial navigators have partnerships with some of the nation’s best financial institutions. CRM can recommend customized loan plans that fit individual circumstances and treatment plans to ensure costs are covered. It is the sole-purpose of our financial navigators to assist patients in determining if all their decisions meet both their medical, emotional, and financial needs.

CRM Military and First Responder Discounts

It is our honor to help build families for those that serve or have served our country. CRM is immensely proud of our infertility physician and partner, Dr. George B. Inge, who spent many years in the military and achieved the rank of Major in the U.S. Army Medical Corps. If you and/or your spouse are on active duty or a veteran, we are happy to provide a 10% discount for IVF cycles, as well as reduced rates for monitoring.

Mobile Infirmary Foundation Cancer Patient Fertility Preservation Grant

Through the generosity of the Mobile Infirmary Foundation, financial help is available for a limited number of cancer patients with financial need to receive a grant that can cover much of the cost of removing and freezing eggs and storing them for up to six months.